Stuart, Just have a done a very quick calculation and I reckon your relaxing regime sounds excellent and at under £50 for the lot spot on. HM is looking for £200 to achieve the same effect - no wine, no cigar, no coffee, no clays
Now I am maybe a mean Scot but .........................
Can anybody else hear squeaking????
No, it must be drowned out by the fluttering of moth wings. Did someone open their wallet?
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